Deciding to buy a home is a big decision. For many, it is the biggest purchase you will make in your lifetime. Whether you are on the hunt for your dream home, your first home, looking to downsize, or investing, Erica Parsons, a local REALTOR® with Works Real Estate is here for you! There are so many nuances to buying a home and having someone you can trust to help you navigate every twist and turn is essential. Erica will be by your side from the moment you are ready to start looking through signing day to key day and beyond. When you choose to work with Erica Parsons, you’re gaining a friend and REALTOR® for life. She is in the business of helping others achieve their dreams, and that means she will be here for the long haul. No matter what your dream is, if it involves real estate, Erica Parsons is here to help!
Erica knows that looking at houses is the most exciting part of the buying process. That is why she created this very site. You can create an account and save your favorite properties, but don’t forget to schedule a consultation with Erica as well so she can make sure you are ready and prepared to pull the trigger when you find ‘the one’!
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Don’t Let Student Loans Delay Your Homeownership Dreams
If you’re looking to buy a home, you may be wondering how your student loan debt could impact those plans. Do you have to wait until you’ve paid off your student loans before you can buy your first home? Or could you qualify for a home loan with that debt? To give you the answers you’re…
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With Mortgage Rates Climbing, Now’s the Time to Act
Last week, the average 30-year fixed mortgage rate from Freddie Mac jumped from 3.22% to 3.45%. That’s the highest point it’s been in almost two years. If you’re thinking about buying a home, this news may have come as a bit of a shock. But the truth is, it wasn’t entirely unexpected. Experts have been calling for rates to rise in their…
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Achieving the Dream of Homeownership
Homeownership has long been considered the American Dream, and it’s one every American should feel confident and powerful pursuing. But owning a home is also a deeply personal dream. Our home provides us with safety and security, and it’s a place where we can grow and flourish. Today, we remember the legacy of Dr. Martin Luther King,…
Avoid the Rental Trap in 2022
Are you one of the many renters thinking about where you’ll live the next time your lease is up? Before you decide whether to look for a new house or another apartment, it’s important to understand the true costs of renting in 2022. As a renter, you should know rents have been rising since 1988 (see graph below): In 2021,…
There Won’t Be a Wave of Foreclosures in the Housing Market
When mortgage forbearance plans were first announced and the pandemic surged through the country in early 2020, many homeowners were allowed to pause their mortgage payments. Some analysts were concerned that once the forbearance program ended, the housing market would experience a wave of foreclosures like what happened after the housing bubble 15 years ago.…
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How Much Do You Need for Your Down Payment?
As you set out on your homebuying journey, you likely have a plan in place, and you’re working on saving for your purchase. But do you know how much you actually need for your down payment? If you think you have to put 20% down to buy a home, you may have set your goal…
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